Lombard Credit Officer 100% (f/m/d) - (Contract through our external payroll partner with immediate start until 23.12.2026)

Julius Bär · Zürich

Baer AG seeks a Lombard Credit Officer in Zürich to analyze collateral, assess risks, and manage credit limits for wealth management clients.

This position plays a key role in shaping the future of wealth management at Baer AG. The company values individual qualities to be impactful, entrepreneurial, and empowered.

Responsibilities

  • Evaluate collateral and exposure, including identifying concentration risks.
  • Assess borrowers and collateral providers for structural, legal, compliance, and reputational risks.
  • Determine risk ratings for credit facilities.
  • Prepare and approve credit limits within delegated authority.
  • Apply special lending values and margin terms to client-specific levels.
  • Monitor credit exposure and resolve collateral shortfalls and limit excesses.
  • Regularly review approved limits.
  • Handle administration duties, including fixed-term loan approvals, payments, and securities releases.
  • Deputize for other Credit Officers when needed.
  • Support relationship managers and stakeholders on credit-related matters.
  • Contribute to credit-related projects and process improvements.
  • Collaborate with legal to draft non-standard documents for credit transactions.

Requirements

  • Bachelor's degree in economics, banking, finance, law, or equivalent education/experience.
  • Excellent German and English language skills (written and spoken).
  • Good IT skills (Word, Excel, PowerPoint) and excellent analytical skills.

Nice to have

  • Several years of professional experience in the credit sector (in particular Lombard credit).
  • Solid technical knowledge regarding the handling of life insurance policies (wrappers, ULIPs).
  • Any additional languages.

About the company

Baer AG values individual qualities to be impactful, entrepreneurial, and empowered.

  • Values individual qualities to be impactful, entrepreneurial, and empowered.

How to apply

Documents to submit:

  • Full job application

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