Investment Manager (Remote - Work from Anywhere)

Xapo seeks a Senior Investment Manager to lead BTC lending opportunities remotely. The role involves structuring investment solutions, conducting counterparty due diligence, and monitoring risk within a fast-paced, analytical environment.

This position supports the Head of Investments by identifying, evaluating, and managing Bitcoin lending opportunities. The successful candidate will help design investment structures, oversee daily operations, and engage with external partners in a collaborative setting.

Responsibilities

• Conduct thorough counterparty due diligence by collecting data, reviewing financial statements, assessing risk controls, and preparing approval documentation.
• Design secured and over-collateralized lending frameworks, including covenants, waterfalls, and margin structures.
• Monitor portfolio exposures, limits, collateral levels, and early-warning signals, recommending appropriate actions.
• Track structured solutions and utilize modern analytical tools to support decision-making.
• Organize and lead meetings, manage data rooms, and ensure follow-through on action items.
• Develop term sheets, investment committee presentations, and performance reports; review loan documentation and legal terms to align risk and reward.
• Propose new structures, pricing strategies, and opportunities that fit within established risk parameters.
• Maintain organized diligence files, checklists, and dashboards to ensure audit readiness.

Requirements

• 5–7 years of experience in investment banking, structured lending, credit, treasury, risk management, or buy-side roles.
• Bachelor’s degree in a relevant field.
• Proven track record in end-to-end counterparty due diligence, including financial, liquidity, leverage, concentration, and collateral analysis.
• Familiarity with term sheets, security packages, covenants, margining, and standard agreements like ISDA/CSA or GMRA/GMSLA.
• Experience with stress testing, scenario analysis, and basic VaR or limit frameworks for decision support.
• Proficiency in using modern tools and AI for modeling scenarios.
• Ability to produce clear investment committee memos, edit documents, and manage meeting notes and action logs independently.
• Strong organizational skills with experience maintaining diligence checklists, data rooms, and trackers.
• Comfortable leading counterparty meetings, negotiating factual points, and managing deliverables.
• CFA or FRM certification in progress, or equivalent professional development.
• High ownership, reliability under pressure, and creative problem-solving within risk limits.
• Strong analytical and problem-solving abilities with attention to detail.
• Excellent written and verbal communication skills, with relationship-building expertise in the investment community.
• Ability to adapt quickly in a dynamic, fast-paced environment.
• Driven to achieve high-quality standards.

Nice to have

• Experience in securitization, repo, or margin-based lending.
• Familiarity with collateral and margin frameworks in traditional finance.
• Basic understanding of Bitcoin (training provided).
• Coding skills or experience with data modeling tools.

What the company offers

• Fully remote work from any location worldwide.
• Flexible work schedule and generous PTO plan.
• Annual budget for individual learning and development.

About the company

Xapo prioritizes consumer protection and regulatory compliance, ensuring all employees uphold principles of fair treatment, transparency, and ethical conduct in their interactions with customers and stakeholders.

• Commitment to consumer protection and regulatory adherence.
• Emphasis on fair treatment, transparency, and ethical conduct.
• Accountability in all customer and stakeholder interactions.